In India, bad loans are what happen when lending companies give out loans that are too big for individuals or companies to pay back on time. The result is debt repayments continue to grow and the banks have their money tied up in the form of bad loans.
In India, bad loans are what happens when lending companies give out loans that are too big for individuals or companies to pay back on time. The result is debt repayments continue to grow and the banks have their money tied up in the form of bad loans. Bad loans do not only affect the lender but also make it difficult for those who need to borrow money in the future as well. If we take a look at some statistics on bad loans in India, bad loans are also a big deal for the Indian market. Bad loans and NPAs spiked to Rs 16,41,381 crore in December 2015. Loan default can now lead to imprisonment. Indian loans are worth over US$200 billion, and some of that is not actually paid back! In fact, there is still a total of bad loans of US$78 billion in the Indian financial system.
The course aims to provide the student with an understanding of the various aspects of non-performing assets, their causes, and treatment. The key focus is to assist students in applying theoretical knowledge of various non-performing assets in realistic business situations. The course will help the students to identify early warning signs of deteriorating credit and respond to them before the client defaults, Apply dynamic loan monitoring techniques, Recognise when it is appropriate to downgrade a client’s credit risk rating, etc.
The Certificate Course in Indian Bad Loan, It's Market & scope by Hynoligg is designed to equip students with in-depth knowledge of various facets of bad loans. This course will help you gain an edge in understanding the workings of Indian banks and how they deal with Bad or Stress loans.
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